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OCA whitepaper M-PESA

OCPP & M-PESA mobile payments

November 13, 2025

This whitepaper explores how M-PESA can be integrated into EV charging payments, looking at both simple and advanced models of integration.

Whitepapers / OCPP & M-PESA mobile payments

OCPP & M-PESA mobile payments

OCPP & M-PESA mobile payments

This whitepaper is about M-PESA, a payment app for EV charging, which is widely used in Kenya and other African countries. M-PESA allows users to send and receive money through their mobile phones without requiring a bank account.

Digital payments are rapidly becoming the preferred method for everyday transactions around the world. In many countries, the rise of mobile-first payment systems has created opportunities to make public EV charging more accessible and convenient without the need for cards, proprietary apps, or RFID tokens.

This paper explores how M-PESA can be integrated into EV charging payments, looking at both simple and advanced models of integration. It also highlights how the Open Charge Point Protocol (OCPP) supports these scenarios through features such as remote transaction control and prepaid transaction limits.

Download the whitepaper here

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